This month was a nearly good budget month.
Ironically, despite the fact that I wrote about how awesome benefits are, I neglected to fully read mine and didn’t realize I would have to pay 30% of the chiropractic appointments I had. Slow clap for me.
November budget run-down:
|Nov predicted||Nov Actual||Difference|
Rent: Again, I paid less towards food last month, so I pay more for rent.
Utilities: I paid for it in full this month, and it is back to the full price.
Transportation: I couldn’t just buy the 2 bus tickets I needed, I had to get the whole 10 ticket package at $30 and we have been using car2go a lot.
Health Insurance: I also didn’t realize that the cost is $25 per pay. So monthly, I’ll change that to $50
Clothes: I got a great pair of very warm and very fashionable boots for $63! I know its more than the 50 I budgeted, but I wore these boots this week in the -30 weather and was warm, so I consider them an amazing investment.
Gifts: I bought some gifts for a great deal, but then had to donate to Doctors without Borders after the typhoon hit the Philippines. Please give generously !
Net worth Change:
Start of Nov Net Worth: -12010.94
Current Net Worth: -11101.23
Difference: an increase of $909.71 or 7.57%!
1. Save at least $6000 for potential tuition for Sept 2014- I have 23.2% of it saved!
2. Put at least $400 a month to student loan- So far so good.
1. Get out and meet people in my new city- try a new activity at least once a week-Spent way less this month, but still had a blast. Went to a free personal finance workshop, did some casual work and met some cool people and hosted a great potluck.
2. Plan an vacation with my partner outside of Canada (California? Turkey? Hawaii?)- Starting to contribute to this at ideally $100/month. Talks today about possibly visiting LA in April/May 😀