I think this month was pretty great. My October challenge was to not buy any clothes and- I did it!
Way easier to totally avoid it, although I am certainly thinking about some boots for the Fall.
This is how the month panned out:
|Oct predicted||Oct Actual||Leftover||Why?|
|Rent||750||935.5||-185.5||My bigger half of rent, plus household items|
|transportation||60||179.7||-119.7||drivers license, car2go registration, rental gas|
Rent: This looks huge, but its because I paid very little towards the household food last month. Also I got an iron, bike pump and two bed side lamps all for under $80.
Utilities: I paid for it in full this month, and it is back to the full price.
Net worth Change:
Oct Net Worth: -12111.37
Current Net Worth: -12010.94
Difference: +100.43, or 0.82%. Better than nothing I guess!!
1. Save at least $6000 for potential tuition for Sept 2014- I have 13.7% of it already!
Boost Emergency Fund to $3500– Done and holding steady!
3. Put at least $400 a month to student loan- So far so good.
1. Apply to
PhD Masters programs and medical school for Sept 2014- Submitted my application!
2. Get out and meet people in my new city- try a new activity at least once a week-Absolutely spent more money doing great fun, social things instead of clothes! I went on an amazing weekend trip and hike with my partner to Cochrane, had a lovely Thanksgiving with my coworker and friends, had a little birthday bar celebration and went to a hilarious Halloween party ! Making new friends is steady but positive!
3. Plan an vacation with my partner outside of Canada (California? Turkey? Hawaii?)- Still a dream. Thinking of starting to contribute to this fund once I have at least $1000 in the tuition goal.